Pay over time with Affirm. Explore flexible payment options with Affirm. Budget-friendly payments at rates from 0% APR, or 10-36% APR.

Affirm offers fair and easy financing you deserve!

Benz & Co has partnered with Affirm to offer easy, transparent financing with no hidden fees—so you can get the diamond jewelry you love now and pay over time.

You’ll never owe more than what you agree to upfront. The total at checkout is exactly what you’ll pay, with fixed monthly payments that fit your budget.

Whether you're located in the United States, Canada, or the United Kingdom, Affirm provides flexible pay-over-time options tailored to your region.

🇺🇸 United States Customers

• Choose from interest-free or monthly payment plans.
• Terms up to 36 months depending on purchase amount.
• Instant approval decision at checkout with no impact on your credit score.
• No late fees or hidden costs.

🇨🇦 Canadian Customers

• Affirm (formerly PayBright) offers monthly installments.
• Interest-free options available on select orders.
• Fast approval at checkout with no impact on your credit score.
• Available in all provinces and territories.

🇬🇧 United Kingdom Customers

• Pay in 3 or 4 interest-free installments or choose longer-term plans.
• Fully regulated by the Financial Conduct Authority (FCA).
• No hidden fees or compounding interest.
• Quick, secure checkout process.

Learn More at www.affirm.com

1. Add to cart

Once you've selected the items you would like to order, simply add them to your shopping cart.

2. Quick application with Affirm

Choose Affirm as your payment option, provide your shipping details & enter your personal information.

Affirm will provide a real-time loan decision.

Select your preferred payment terms and confirm your loan.

For example, a $3000 purchase might cost $187.45/mo over 18 months at 15.21% APR.

3. Pay over time

With Affirm you can get your order right away and split your purchase into multiple payments to pay back over time. Choose the payment schedule that works best for you - 3, 6 or 12 months financing with rates from 0% or 10-36% APR. When you finance with Affirm you see the approved loan amount, interest rate, total interest you will pay, and the number of months that you have to pay off your loan all before signing up.

FAQ

Who is eligible to use Affirm?

Affirm is available to residents of the U.S., Canada, and the U.K. who are over 18 (or 19 in some provinces). Approval depends on your financial profile and location.

Does checking my eligibility affect my credit score?

Not at all. When you check your eligibility with Affirm, they use a soft credit check, which won’t impact your credit score. In some cases—usually for longer-term financing—a hard credit check may be required, but only if you decide to move forward and accept the loan terms.

Are there any fees?

There are no late fees or hidden fees. In the U.S. and Canada, interest may apply depending on your payment plan. U.K. customers typically enjoy 0% APR for short-term installments.

Can I pay off my purchase early?

Yes! You can pay off your balance anytime without penalty.

Is Affirm secure? Can I return an item I bought with Affirm?

Yes. Affirm uses industry-leading encryption and security standards to protect your personal information.

How do I make my payments? 

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Absolutely! As long as your return is made within our return policy window and the item is eligible, we’ll be happy to process it. Once approved, your refund will be issued through Affirm. They’ll update your loan balance—if you’ve already made payments, those will either be refunded to your original payment method or applied to your remaining balance.  Please note that any interest paid on the loan is non-refundable. Our standard return policy applies.

Where can I learn more about Affirm?

You can visit affirm.com to explore all the details about how Affirm works, including payment options, eligibility, and how they protect your information. It’s a great resource if you want to dive deeper into their financing terms or get answers straight from the source.

We’ve partnered with Klarna to offer flexible financing options for customers in theU.S., Canada, U.K., Germany, Sweden, the Netherlands, and many other European countries. Klarna is one of the world’s most trusted payment solutions, known for fast approvals, a seamless checkout experience, and flexible monthly payments.
Whether you're purchasing in the U.S. or shopping internationally, Klarna makes it easy to get the ring you love now and pay over time—with no hidden fees.
At checkout, simply chooseKlarnaas your payment method and follow the quick approval process.

FAQ

How does Klarna work?

Klarna lets you split your purchase into 4 interest-free payments or longer monthly plans, depending on eligibility. Select Klarna at checkout, follow the simple verification, and complete your purchase in minutes.

Where is Klarna available?

Klarna is available to customers in the United States, Canada, United Kingdom, Germany, Sweden, the Netherlands, and many other European countries. It's a great option for international customers who want flexible financing.

How is Klarna different from other financing providers?

Klarna is widely used across Europe and Canada, offering coverage in countries where some U.S.-based lenders may not be available. If you're located internationally, Klarna may be the best way to finance your purchase with us.

Is Klarna safe to use?

Yes. Klarna is a leading global payments provider used by over 150 million shoppers. Your payments and data are protected with the highest level of security.